in category Other Beliefs

What are the invocations to have sustenance and wealth to settle debts?

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In a Nutshell: In Islam, there are several invocations or duas that can be recited to seek sustenance, wealth and to settle debts. The purpose of these duas is to seek Allah's help and blessings and to ask for His mercy and guidance in providing for oneself.

Firstly, we ask Allah the Most High to facilitate your affairs, assist your father and grant you a lawful and blessed livelihood.

The authentic Sunnah contains invocations to remove worries, avert torments, settle debts and make oneself rich. Here are some of them:

1. Ahmad (3712) reports from Abdullah ibn Massoud (p.A.p) that the Messenger of Allah (blessings be upon him) said:

"Whenever a worry or sorrow affects someone and he says: "O Lord, I am indeed Your slave, son of Your male slave and Your female slave; my head is in Your hand; Your judgment applies to me; what You decree for me is just. I ask Thee with the help of any name Thou hast given Thee or taught any of Thy creatures or revealed in Thy book or reserved for Thyself, I ask Thee to make the Qur'an the springtime of my heart, the light of my breast, the means of clearing away my sadness and making my worries disappear. (Whenever someone utters this invocation) Allah erases his worries and sadness and replaces them with joy."
It was said to him, "Shall we learn it then, O Messenger of Allah?"-"Yes, it is appropriate to learn it." He said (deemed authentic by al-Albani in as-Sahih at-Targhib wa at-Tarhib,1822)

2. Muslim (2713) reported from Abu Hurairah that the Messenger (blessings be upon him) used to order us to say when we went to bed:

"Lord, Master of the heavens and the earth, Master of the unthroned, Master of all things, Splitter of the seed and the kernel, Revealer of the Torah and the Gospels, I seek Thy protection against every creeping beast whose toupee Thou holdest. Lord, You are the First whom nothing has preceded and the Last whom nothing will survive. You are the Seeming One to whom nothing is superior; You are the Hidden One to whom nothing is more subtle; settle our debts and keep us from poverty."

3. A slave who was in the process of redeeming himself came to Ali (p.A.a) and said:

"I am not in a position to fulfil my obligation, so help me."-"Shall I not teach you some words that the Messenger of Allah (blessings be upon him) taught me, by which Allah will help you to settle your debts, no matter how large or small?"-"Say: 'Lord, make me free from what You have made lawful, and make me so rich that I do not need anyone else." (reported by at-Tirmidhi (3563 and considered good by al-Albani in Sahih at-Tirmidhi

4. At-Tabarani reports in his Mu'djam as-Saghir according to Anas ibn Malick (p.A.a) that the Messenger of Allah (blessings be upon him) said to Muadh:

"Shall I not teach you an invocation that will enable you to have your debt paid by Allah, even if it were as large as Mount Uruh? O Muadh, say: "O Lord, Master of kingship! Thou givest the kingdom to whom Thou wiltest, and dost deprive of it whom Thou wiltest: Thou dost empower whom Thou wiltest, and dost debase whom Thou wilt: Thou dost hold the Good: Thou art indeed Omnipotent. You are the Clement and the Merciful in this world and in the Hereafter.You give it to whom You will and deprive of it whom You will.Grant me a mercy that dispenses me from that of any other." (deemed good by al-Albani in Sahih at-Targhib wa at-Tarhib (1821).

5. frequent recourse to asking for forgiveness is one of the most important and useful means of seeking sustenance. In this regard, the Most High says:

"So I said, 'Beg forgiveness of your Lord, for He is a great Forgiver, that He may send you abundant rains from the sky, and grant you much wealth and children, and give you gardens and give you rivers." (Qur'an, 71: 10-12)

Secondly, the determination of a specific number of times to say the invocations is an innovation. The advisory legal opinions state:

"In principle one receives dhikr and acts of worship as they are since one worships Allah only according to His law. The same is true of their generalisation or timing, modality and determination of their number, and one follows the law of Allah in terms of dhikr, invocations as in other worship practices not matched by time, number, place or modality. These are not given since their generality must be taken into account. On the other hand, everything that verbal or factual evidence allows us to link to a time or a number or a place or a modality, we respect them as the law requires."


These words remind us of the importance of seeking Allah's help and guidance in all our affairs. The authentic Sunnah teaches us powerful invocations to dispel worries, settle debts and obtain blessed wealth. However, it is important to note that determining a specific number of times to say these invocations is considered an innovation. It is therefore essential to rely on the guidance of the Sunnah and advisory legal opinions to follow the right path and achieve success in this world and the Hereafter. May Allah facilitate the path to His satisfaction.

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